Learn How You Can Save Money with Good Credit
If you like saving money, then credit matters to you. With good credit, you could qualify for special financing, reduced down payments, and smaller monthly installments. Enjoy a higher quality of life and have more money to reach your goals.
Yes! I'd Like to Know My Score.
See how different events might impact your Credit Score. The Score Planner is available to both members and non-members.
Types of questions you'll see:
- What if I pay off that card?
- What if I apply for a loan?
- What if I have a late payment?
Making good credit decisions
Taking good care of your credit starts with making wise credit decisions and developing healthy credit habits: pay your bills on time, don’t max out your credit cards, work with lenders to avoid delinquencies and collections, and don’t apply for multiple loans and credit cards at the same time.
Good Credit Starts With You!
Having good credit can make it easier to get what matters most to you in life—like having a home, getting a good job, and being able to borrow money when you need it. Learn how to take better care of your credit, so it can take better care of you! Go to The Basics
Is debt overload hurting your credit?
For most of us, debt is an everyday part of life. Too much debt can hurt your Credit Score, but not using any credit can be equally damaging. Learning how to manage your debt is the first step towards good credit. Go to Manage Debt
Are you prepared for retirement?
Retirement is one of the most important life-events you can face. No matter what your age, it’s never too soon to start investing in your future. Even if you feel as though you’re too late, you can still work towards securing a golden retirement. Go to Retirement
How will you pay for college?
As college tuition costs skyrocket, you might be wondering how to pay for school. The most common solution for cash-strapped students is to apply for student loans—a reasonable plan, provided you have good credit. Go to College
Is your credit ready for family life?
Credit affects so many aspects of our lives—from getting married and having kids to buying a home and paying for college, the strength of your Credit Score and Report helps shape your life. That’s why taking good care of your credit is so important. Go to Family
How safe is your identity?
One of the fastest growing crimes, an estimated 12.6 million U.S. adults were victims of identity fraud in 2012. It can ruin your reputation, destroy your credit, and cost you thousands of dollars and many hours to resolve. Are you safe? Go to ID Protection
Do you qualify for a better deal?
Everyone wants to compare and shop for the best interest rates on a Home Loan or Home Equity Loan. Knowing your Credit Score and having good credit can actually help you negotiate for better interest rates and smaller monthly payments. Go to Home
Is a new car just around the corner?
Before buying a car, check your Credit Score and Report to know if you might qualify for good financing terms. Whether leasing or purchasing, good credit tells lenders that you deserve better interest rates and smaller monthly payments. Go to Auto
Is your credit holding you back?
In today’s competitive job market, many employers will check your credit before hiring you. Bad credit is often seen as a lack of responsibility, honesty, or financial management skills. Don’t let a negative mark on your Credit Report hold you back. Go to Employment
Question: Why is credit important?
Answer: Good credit can make it easier to get what you want—be it a new house, car, apartment, credit card, loan, utilities, or even a new cell phone service plan. Most lenders, landlords and cell phone service providers will check your credit before accepting your application. That's why it's so important to know how your credit looks, find out when it changes, and learn to take good care of it.
Taking good care of your credit can help you get the things you want. Get started now!Get My Score