Why You Should Check Your Credit Report
Americans aren’t checking their credit. In fact, 65 percent haven’t looked at their credit report in the past 12 months, according to a 2014 Harris […]
Read More
Staying Secure During the Holidays
Like the end of the year isn’t a stressful enough time: you’ve got gift-giving, school performances to attend, and family events crowding the calendar. On […]
Read More
Bankruptcies: How They Can Affect Your Credit
While everything you do with credit becomes a part of your credit history, some actions can have a greater impact on your credit status than […]
Read More
Credit and Your Grad School Plans
You’ve made the decision to keep your studies going – congratulations! With an increasingly competitive job market, additional education can be just the booster rocket […]
Read More
Fighting ID Theft When Traveling
It’s been famously said that travel is one of life’s greatest rewards. Today, we travel for an expanding list of reasons beyond just personal and […]
Read More
New Parental Skills: Budgeting Basics
Welcoming new life into the world is not small task to prepare for. Whether long planned for or a sudden surprise, becoming new parents is […]
Read More
Know Your Credit Scores Before Making Big Purchases
Many people work hard and save in anticipation of the day when they can make the dream of a new car or a new home […]
Read More
Are Heirs Responsible for Credit Card Debt?
In the wake of a death, many questions must be answered: did the deceased have a will? Do they have assets or property that must […]
Read MoreConsumers Beware These 5 Holiday Spending Hangups
Does the onslaught of holiday decorations around town make your wallet tremble? Keep your seasonal spending on track with these five ways to ensure that […]
Read More
Can Merchants Change the Amount My Card Was Charged?
Merchants may be adjusting the amount charged on your card – and it may be happening without your knowledge. Discover how to become vigilant.
Read More
Save Money By Downsizing Your Car
Downsizing your current vehicle might help you keep car costs down in the long run. Learn more about how your credit can help support your decision.
Read More
Video: What If There’s Something Bad On My Credit Report?
Bad news on your credit report can take different forms. The best way to respond depends on what exactly you notice within your information.
Read More
Video: What Credit Score Will Get a Credit Card With a Large Credit Line?
Trying to figure out where your credit needs to be for a large credit line? You should know it’s not the sole factor that determines your limit.
Read More
Video: How Do Outstanding Student Loans Look on a Credit Report?
Depending on their structure, educational loans might appear on your credit report as a single loan, or as multiple loans. Repayment is crucial.
Read More
Could Student Loans Be Hurting Your Apartment Search?
Student loans may hurt or help your chances of renting an apartment. Discover how loans can impact your credit scores.
Read More
Video: Does a Credit Score Matter When Trying to Get Financial Aid?
How much do credit scores impact your financial aid award? Learn when they can be considered.
Read More
Video: What Does Having a Real Estate-Owned Foreclosure Mean to Me?
A foreclosure can have a significant impact on your credit, so be sure to know the early warning signs that your financial situation is serious.
Read More
Video: Budgeting for a Mortgage
Budgeting for a mortgage is a real concern. Make sure you approach it with a solid plan and good information.
Read More
Video: How Does Information Get On My Credit Report?
Learn the ways that information comes to be collected within your credit report, and see what the report captures and presents.
Read More
Video: What Percentage of a Credit Score is Determined by Payment History?
Knowing that payment history is often a major component of many credit scoring models, make sure your payments are on time from month to month.
Read More
Video: Can I Get a Loan with a Poor Credit Score?
Learn why a poor credit score can impact the availability of a loan and your overall credit situation.
Read More
Video: Can You Monitor Your Child’s Credit Report?
Depending on the circumstance, you may be able to see information on your child’s credit report – but that may not be good news.
Read More
Your Child and Identity Theft
Though your little ones seem like improbable victims of identity theft or fraud, most perpetrators consider children easy targets due to their clean credit histories. Criminals typically […]
Read More
Buying a New Home?
You’ve been pre-approved for a home loan amount and have found the home of your dreams, but before you start introducing yourself to the neighbors, […]
Read More
Can You Really Afford That Loan?
Getting approved for an auto loan or mortgage can seem like a dream come true. But that dream can turn into a nightmare if you find yourself […]
Read More
Want to Slam Dunk Your Credit Score? Get a Game Plan Together
Every athlete knows you have to have a game plan in order to succeed in your chosen sport. Credit is no different. Scoring a great […]
Read More
Video: Which Hurts Your Credit Scores More: Bankruptcy or Debt Settlement?
While bankruptcy and debt settlement are both ways of closing out your debts for less than you owe, they impact your credit very differently.
Read More
The Basics of Building a Personal Budget
Knowledge is power: Understanding how much money you spend, and how you spend it, versus how much you earn can empower you to take control […]
Read More
Celebrate Financial Independence
Americans are passionate about independence and financial independence is no exception. This Fourth of July, freecreditscore.com™ encourages consumers to be free of debt, break the cycle […]
Read More
Can Moving Hurt My Credit?
Whether it’s across town or across the country, moving is a part of life. The advantage of credit reporting is that when you move, your […]
Read More