Credit & Financial Management Blog | freecreditscore.com™

Why You Should Check Your Credit Report

Posted May 8, 2015

Americans aren’t checking their credit. In fact, 65 percent haven’t looked at their credit report in the past 12 months, according to a 2014 Harris […]

Will Financing a New Vehicle Impact My Credit Scores?

Calculate Your Auto Loan Interest Rate

Credit and Your Grad School Plans

Posted September 7, 2016

You’ve made the decision to keep your studies going – congratulations! With an increasingly competitive job market, additional education can be just the booster rocket […]

credit score, education, grad school

Fighting ID Theft When Traveling

Posted July 20, 2016

It’s been famously said that travel is one of life’s greatest rewards. Today, we travel for an expanding list of reasons beyond just personal and […]

identity theft, summer travel

New Parental Skills: Budgeting Basics

Posted July 13, 2016

Welcoming new life into the world is not small task to prepare for. Whether long planned for or a sudden surprise, becoming new parents is […]

Know Your Credit Scores Before Making Big Purchases

Posted February 10, 2016

Many people work hard and save in anticipation of the day when they can make the dream of a new car or a new home […]

Are Heirs Responsible for Credit Card Debt?

Posted January 13, 2016

In the wake of a death, many questions must be answered: did the deceased have a will? Do they have assets or property that must […]

life event

Consumers Beware These 5 Holiday Spending Hangups

Posted December 10, 2015

Does the onslaught of holiday decorations around town make your wallet tremble? Keep your seasonal spending on track with these five ways to ensure that […]

Can Merchants Change the Amount My Card Was Charged?

Posted November 4, 2015

Merchants may be adjusting the amount charged on your card – and it may be happening without your knowledge. Discover how to become vigilant.

Save Money By Downsizing Your Car

Posted October 14, 2015

Downsizing your current vehicle might help you keep car costs down in the long run. Learn more about how your credit can help support your decision.

Video: What If There’s Something Bad On My Credit Report?

Posted September 30, 2015

Bad news on your credit report can take different forms. The best way to respond depends on what exactly you notice within your information.

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Video: What Credit Score Will Get a Credit Card With a Large Credit Line?

Posted September 16, 2015

Trying to figure out where your credit needs to be for a large credit line? You should know it’s not the sole factor that determines your limit.

Video: How Do Outstanding Student Loans Look on a Credit Report?

Posted September 2, 2015

Depending on their structure, educational loans might appear on your credit report as a single loan, or as multiple loans. Repayment is crucial.

Could Student Loans Be Hurting Your Apartment Search?

Posted August 19, 2015

Student loans may hurt or help your chances of renting an apartment. Discover how loans can impact your credit scores.

Video: Does a Credit Score Matter When Trying to Get Financial Aid?

Posted August 5, 2015

How much do credit scores impact your financial aid award? Learn when they can be considered.

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Video: What Does Having a Real Estate-Owned Foreclosure Mean to Me?

Posted July 22, 2015

A foreclosure can have a significant impact on your credit, so be sure to know the early warning signs that your financial situation is serious.

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Video: Budgeting for a Mortgage

Posted July 8, 2015

Budgeting for a mortgage is a real concern. Make sure you approach it with a solid plan and good information.

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Video: How Does Information Get On My Credit Report?

Posted June 24, 2015

Learn the ways that information comes to be collected within your credit report, and see what the report captures and presents.

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Video: What Percentage of a Credit Score is Determined by Payment History?

Posted June 10, 2015

Knowing that payment history is often a major component of many credit scoring models, make sure your payments are on time from month to month.

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Video: Can I Get a Loan with a Poor Credit Score?

Posted May 27, 2015

Learn why a poor credit score can impact the availability of a loan and your overall credit situation.

Credit Cards Debt Calculator

Posted May 20, 2015

The average amount of credit card debt continues to climb in the US. Reducing or eliminating credit card debt can be a key factor in […]

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Video: Can You Monitor Your Child’s Credit Report?

Posted May 13, 2015

Depending on the circumstance, you may be able to see information on your child’s credit report – but that may not be good news.

Your Child and Identity Theft

Posted May 10, 2015

Though your little ones seem like improbable victims of identity theft or fraud, most perpetrators consider children easy targets due to their clean credit histories. Criminals typically […]

Buying a New Home?

Posted May 8, 2015

You’ve been pre-approved for a home loan amount and have found the home of your dreams, but before you start introducing yourself to the neighbors, […]

Auto Loan Calculator

Posted May 6, 2015

The interest rate on your next vehicle purchase determines the total additional amount that the car will cost you. A low monthly payment could also […]

Are My Current Retirement Savings Sufficient Calculator

Posted May 6, 2015

Are my current retirement savings sufficient? One method of retirement planning is to project what you are currently saving and have accumulated to date and […]