As school bells begin to ring again, test your knowledge of banking and personal finance with our handy infographic—how well do you know the building blocks of a healthy financial approach? School yourself with Banking 101, and see how you stack up against the following. For example, did you know:

• When it comes to their knowledge of personal finance, 40% of Americans give themselves a grade of C or below
• 17 million U.S. adults live in households that have no bank accounts
• Your ATM surcharge fees may vary by location

Review the basics of banking and personal finance, and see how you stack up against others: are you banking with confidence, or maybe just letting your finances slide?

This article is provided for general guidance and information. It is not intended as, nor should it be construed to be, legal, financial or other professional advice. Please consult with your attorney or financial advisor to discuss any legal or financial issues involved with credit decisions.