Can Merchants Change the Amount My Card Was Charged?
Merchants may be adjusting the amount charged on your card – and it may be happening without your knowledge. Discover how to become vigilant.
Read MoreCategory Archives: Credit Cards
Video: What Credit Score Will Get a Credit Card With a Large Credit Line?
Trying to figure out where your credit needs to be for a large credit line? You should know it’s not the sole factor that determines your limit.
Read More
Pre-Approved Credit Offers and What they Can Mean for Your Credit
It’s not an uncommon scenario: You go to the mailbox and find tucked in between the electric bill and a magazine subscription renewal notice an […]
Read More
Simple Ways to Use Credit Cards Wisely
You’ve probably heard mortgages referred to as “good credit” and credit cards as “bad.” The truth is, any type of credit can be problematic if you don’t […]
Read More
Credit Card Purchases
If you buy an item with a credit card, do you still need to purchase an extended warranty? Some consumer advocates say you rarely (if ever) […]
Read More
Video: Who Inherits Credit Card Debt?
Who inherits credit card debt? While you technically can’t inherit debit, it can end up as someone else’s responsibility. Will it be yours?
Read More
Video: How Do I Notify Credit Bureaus of a Death?
When a friend or family member dies, the credit bureaus should be notified because credit fraud can happen to the accounts of the deceased.
Read More
Video: Do Employers Check Your Credit Report or Score?
Do employers check your credit report or score? Can you get hired if your credit report isn’t top notch?
Read More
Video: Can Cancelling Credit Cards with a Long History Hurt My Credit?
Learn why aged accounts are considered important to your credit score, and what may happen to your credit score when you close one.
Read More
Video: What If I Want A Joint Credit Card With My Partner?
Opening a joint credit card account with your partner can be tricky. If you share an account, it could impact both scores.
Read More
How Does Maxing Out My Credit Cards Affect My Credit Score?
Discover how you might be hurting your credit score by maxing out your limits, even if you pay your balances in full.
Read More
Video: Budgeting For Paying Off Credit Cards
If you’re loaded down with credit card debt, there are several steps you can take to lessen the burden.
Read More
The Truth about Closing a Credit Card
Inclined to cut up your credit cards? Understand the negative consequences of terminating credit cards and how it can impact your credit score.
Read More
Video: Is Interest on Credit Cards Tax Deductible?
Is interest on your credit cards tax deductible? Generally speaking, no. But there are exceptions to the rule. Learn more.
Read More
Video: Pros and Cons of a Credit Card Debt Settlement or Negotiation
Are you considering settling or negotiating for credit card debt? Get more information before you do by watching this video.
Read More
Does Being Rejected for a Credit Increase Affect Your Credit Score?
Credit increase rejections don’t impact your credit report, but not having the credit you requested might.
Read More
What Is a Good Utilization Rate on a Credit Card?
Ways to better understand the importance of your credit card limit and how to better manage it.
Read More
Are Secured Credit Cards a Good Idea?
Using secured cards wisely can help establish positive credit usage, but only if the activity is reported to one of the credit bureaus.
Read More
In the News: Target Credit Card Breach Makes Identity Protection Top of Mind for Consumers
Many Target customers will want to keep an extra close eye on their credit card accounts and credit report. Read more about how you could be impacted.
Read More
Decoding Your Credit Card Agreement
Understanding a credit card agreement is as tedious as learning algebra. But we’re here to help you learn the importance of translation.
Read More
Infographic: State of Credit Report Reveals Credit Habits of Key Age Groups
Experian® analyzed credit scores and average debt among key age groups across the United States in its Fourth Annual State of Credit Report.
Read More
Avoid the Dangers of 0% Interest Credit Cards
Learn the dangers of applying for a credit card with a 0% interest rate before you’re trapped with unfavorable terms and conditions.
Read More
Are Items Purchased on Credit Cards Protected?
In addition to being convenient, credit cards can protect against fraud and unethical merchants. This article explains the perks and benefits of credit card use.
Read More
Real Credit Stories: Achieving Best-in-Class Credit
Learn from Will. Before you think you’ve aced your credit, be sure to check it regularly and pay balances on time!
Read More
Pros & Cons of Cash Vs. Credit Cards
Learn how the benefits of using cash or credit for payment can be revealed by evaluating the circumstances of the purchase.
Read More
Real Credit Stories: Balancing Books and a Budget
Before you think you’ve aced your credit report, be sure you’re checking your score regularly. Take it from Jessica. It’s important.
Read More
Real Credit Stories: A College Course in Credit Card Debt
If you’re looking to study abroad while in college, make sure you keep tabs on your credit card debt and making payments on time.
Read More