Many people work hard and save in anticipation of the day when they can make the dream of a new car or a new home […]

Downsizing your current vehicle might help you keep car costs down in the long run. Learn more about how your credit can help support your decision.

Bad news on your credit report can take different forms. The best way to respond depends on what exactly you notice within your information.

Though your little ones seem like improbable victims of identity theft or fraud, most perpetrators consider children easy targets due to their clean credit histories.  Criminals typically […]

You’ve been pre-approved for a home loan amount and have found the home of your dreams, but before you start introducing yourself to the neighbors, […]

Getting approved for an auto loan or mortgage can seem like a dream come true. But that dream can turn into a nightmare if you find yourself […]

Every athlete knows you have to have a game plan in order to succeed in your chosen sport. Credit is no different. Scoring a great […]

Americans are passionate about independence and financial independence is no exception. This Fourth of July, freecreditscore.com™ encourages consumers to be free of debt, break the cycle […]

Whether it’s across town or across the country, moving is a part of life. The advantage of credit reporting is that when you move, your […]

No one wants to drive away in a dream car only to find that he’s heading down a financial road with unwanted sacrifices waiting around […]

When Cincinnati-based writer Geoff Williams filed for bankruptcy in 2008, he planned to drive his Saturn for as long as he possibly could. Three months […]

Filing bankruptcy can cause terrible damage to your credit and your personal finances for years to come. In some situations, however, bankruptcy might allow you keep important […]

When you file for bankruptcy, that fact will be noted on your credit report. If the court eventually dismisses your bankruptcy petition, your case will […]

Maybe you can’t fight city hall, or escape paying taxes. But when it comes to your credit card rates, you can definitely negotiate. Like any […]

Misconceptions about credit scores abound, and 60 percent of Americans don’t know their credit score. Many aren’t aware that they can have more than one […]

Summer officially arrives on June 21. The busiest travel season of the year is on the horizon, and freecreditscore.com™ wants to help travelers mitigate post-vacation […]

While your credit scores definitely affect your ability to secure credit, it’s probably not in exactly the way you think. Most lenders care more about […]

The dismissal of a bankruptcy case essentially sends you back to square one: You still owe the full amount of your debts, and creditors can […]

The adjustable-rate mortgage (ARM) is geared to homeowners who want to start with relatively low monthly payments. ARMs come with interest rates that fluctuate over […]

You may already know that your credit scores count when you’re applying for new credit. But you may have questions about how credit reporting agencies […]

Most people know there are companies called “credit bureaus” or “credit reporting agencies” that collect consumer credit information, maintain reports of consumer credit histories and […]

Knowing your credit score is always important, but when you’re in the market for a new car, your credit history and credit score can save […]

Congratulations, graduate – you made it through four (or six, or more) years of higher education! Now you can quit studying and start doing, right? […]