No one wants to drive away in a dream car only to find that he’s heading down a financial road with unwanted sacrifices waiting around […]

When Cincinnati-based writer Geoff Williams filed for bankruptcy in 2008, he planned to drive his Saturn for as long as he possibly could. Three months […]

Filing bankruptcy can cause terrible damage to your credit and your personal finances for years to come. In some situations, however, bankruptcy might allow you keep important […]

When you file for bankruptcy, that fact will be noted on your credit report. If the court eventually dismisses your bankruptcy petition, your case will […]

Maybe you can’t fight city hall, or escape paying taxes. But when it comes to your credit card rates, you can definitely negotiate. Like any […]

Misconceptions about credit scores abound, and 60 percent of Americans don’t know their credit score. Many aren’t aware that they can have more than one […]

Summer officially arrives on June 21. The busiest travel season of the year is on the horizon, and freecreditscore.com™ wants to help travelers mitigate post-vacation […]

While your credit scores definitely affect your ability to secure credit, it’s probably not in exactly the way you think. Most lenders care more about […]

The dismissal of a bankruptcy case essentially sends you back to square one: You still owe the full amount of your debts, and creditors can […]

The adjustable-rate mortgage (ARM) is geared to homeowners who want to start with relatively low monthly payments. ARMs come with interest rates that fluctuate over […]

You may already know that your credit scores count when you’re applying for new credit. But you may have questions about how credit reporting agencies […]

Most people know there are companies called “credit bureaus” or “credit reporting agencies” that collect consumer credit information, maintain reports of consumer credit histories and […]

Knowing your credit score is always important, but when you’re in the market for a new car, your credit history and credit score can save […]

Congratulations, graduate – you made it through four (or six, or more) years of higher education! Now you can quit studying and start doing, right? […]

Understanding when old, negative items disappear from your credit report means you can count down to seeing recent better behaviors by themselves.

Your credit score is a living thing. It changes and grows, reacts to your financial environment, and needs regular “feeding.” Hopefully it’s up more often […]

You know your credit report and credit score are important elements of your overall financial well-being. But what do you know about the companies that […]

Do you know your credit score? If you don’t, you’re not alone. Sixty percent of Americans don’t know their current credit score, and 65 percent haven’t […]