Video: What If I Want A Joint Credit Card With My Partner?

So you’ve decided to open a joint credit card account with your partner. Are you wondering deep down inside if it was a good idea?

If you’re sharing an account with your partner, keep in mind that the account can show up on both of your credit reports. If your score is high, and your spouse’s score is low, big credit purchases could get tricky.

The latest™ video series, Credit in 60 Seconds, covers that:

–          There could be a downside in opening a joint credit card account if late payments are made both credit scores could be impacted

–          Joint accounts that are open can show up on both of your credit reports



Not everyone manages money the same. If you and your partner have credit scores that are worlds apart, there are ways to help bring them closer together. Learn more about good debts, bad debts and your credit on our blog.

This article is provided for general guidance and information. It is not intended as, nor should it be construed to be, legal, financial or other professional advice. Please consult with your attorney or financial advisor to discuss any legal or financial issues involved with credit decisions.

Published by permission from, Inc., an Experian company.   © 2014, Inc.  All rights reserved.