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Will ordering my credit report hurt my score?

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No, it won't. When you order your own credit report, be it during your trial membership or at any other time, it's called a "soft inquiry". Soft inquiries do not impact your credit score, and don't appear on your credit report when a lender views it.

A "hard inquiry" is placed on your credit report when a company reviews your credit as part of an application. Having too many hard inquiries could mean that you are overextending yourself and could potentially lower your score.

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