Learn How You Can Save Money with Good Credit

If you like saving money, then credit matters to you. With good credit, you could qualify for special financing, reduced down payments, and smaller monthly installments. Enjoy a higher quality of life and have more money to reach your goals.

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Credit score calculated based on FICO Score 8 model. Your lender or insurer may use a different FICO Score than FICO Score 8, or another type of credit score altogether. Learn More.

Why Your Credit Score Matters

Taking good care of your credit starts with making wise credit decisions and developing healthy credit habits: pay your bills on time, don't max out your credit cards, work with lenders to avoid delinquencies and collections, and don't apply for multiple loans and credit cards at the same time.

The Basics

Good Credit Starts With You!

Having good credit can make it easier to get what matters most to you in life - like having a home, getting a good job, and being able to borrow money when you need it. Learn how to take better care of your credit, so it can take better care of you!

Go to The Basics

Manage Debt

Is debt overload hurting your credit?

For most of us, debt is an everyday part of life. Too much debt can hurt your FICO Score, but not using any credit can be equally damaging. Learning how to manage your debt is the first step towards good credit.

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Are you prepared for retirement?

Retirement is one of the most important life-events you can face. No matter what your age, it's never too soon to start investing in your future. Even if you feel as though you're too late, you can still work towards securing a golden retirement.

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How will you pay for college?

As college tuition costs skyrocket, you might be wondering how to pay for school. The most common solution for cash-strapped students is to apply for student loans - a reasonable plan, provided you have good credit if the loan application requires a credit check.

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Do you qualify for a better deal?

Knowing where your credit stands can help you negotiate for better interest rates and smaller monthly payments on home or home-equity loans.

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Is your credit ready for family life?

Credit can impact many aspects of your life, including getting married and starting a family. And the strength of your FICO Score and Credit Report can help shape your financial future so it's important to take care of your credit.

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ID Protection

How safe is your identity?

There were more than 13.1 million identity theft victims in 2013***. It can ruin your reputation, destroy your credit, and cost you thousands of dollars and many hours to resolve. Start with checking your Experian Credit Report to see if your identity has already been compromised.

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Is a new car just around the corner?

Before buying a car, check your credit to see if you might qualify for good financing terms. Whether leasing or purchasing, good credit tells lenders that you deserve better interest rates and smaller monthly payments.

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Is your credit holding you back?

In today's competitive job market, many employers will check your credit before hiring you. Bad credit is often seen as a lack of responsibility, honesty, or financial management skills. Don't let a negative mark on your Credit Report hold you back.

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