IMPORTANT INFORMATION:
When you order your $1 Credit Report & FICO® Score, you will begin your 7-day trial membership in Experian Credit TrackerSM. If you don't cancel your membership within the 7-day trial period*, you will be billed $21.95 for each month that you continue your membership. You may cancel your trial membership anytime within the trial period without charge.
Credit score calculated based on FICO Score 8 model. Your lender or insurer may use a different FICO Score than FICO Score 8, or another type of credit score altogether. Learn More.

Is a new car just around the corner?

Before you buy, see what’s driving your Credit Score.
Before buying a car, check your Credit Score and Report to know if you might qualify for good financing terms. Whether leasing or purchasing, good credit tells lenders that you deserve better interest rates and smaller monthly payments.

Car Loans & Your Credit

Cars are central to living. It’s pretty hard to imagine a world without them. But, once you drive that shiny new mechanical marvel off the lot, it starts to depreciate. In fact, a car remains an “expense” as long as you own it, lease it or rent it. It’s important to know there are ways to reduce those expenses.
Yes! Credit Matters: How Pre-Approvals Can Improve Your Options
Some finance departments will pre-approve you for auto financing based on the information on your Credit Report. One of the nicest benefits of pre-approval for car shoppers is that it gives you a ballpark estimate of what you’ll qualify to drive off the lot. It also lets car dealers know you’re a serious buyer that’s ready to negotiate for the best rates possible.
Yes! Credit Matters: Is It Better to Buy or to Lease?
When it’s time for a new car, you have two options: buy or lease. No matter which option you prefer, buying and leasing both have benefits and drawbacks. If you have excellent credit, prefer having a new car and drive relatively few miles, leasing might be great for you. If on the other hand, you have less than stellar credit, drive a ton of miles, or put a lot of wear and tear on your car, buying could be your best route. Before you decide, do your homework to see what makes sense for your credit and finances.
Question: Are used cars a good investment?
Answer: When times are tough, used cars can be a good value. Buying a pre-certified vehicle from a dealership is a great way to obtain a luxury car for less, while paying cash to a private party enables you to negotiate for the best deal possible. Just be sure to have a trusted mechanic evaluate the car before signing on the dotted line or handing over the money.
Taking good care of your credit can help you get the things you want. Get started now!
IMPORTANT INFORMATION:
When you order your $1 Credit Report & FICO® Score, you will begin your 7-day trial membership in Experian Credit TrackerSM. If you don't cancel your membership within the 7-day trial period*, you will be billed $21.95 for each month that you continue your membership. You may cancel your trial membership anytime within the trial period without charge.
Credit score calculated based on FICO Score 8 model. Your lender or insurer may use a different FICO Score than FICO Score 8, or another type of credit score altogether. Learn More.
Yes! I'd Like to Know My FICO® Score.
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*The credit monitoring benefit may only be available for 5 days during your trial period since enrollment can take up to 2 days. You may cancel your trial membership any time during your first 7 days without charge.

**Due to New York state law restrictions, the Experian Credit Tracker℠ Guarantee cannot be offered to residents of New York.

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