IMPORTANT INFORMATION:
When you order your $1 Credit Report & FICO® Score, you will begin your 7-day trial membership in Experian Credit TrackerSM. If you don't cancel your membership within the 7-day trial period*, you will be billed $21.95 for each month that you continue your membership. You may cancel your trial membership anytime within the trial period without charge.
Credit score calculated based on FICO Score 8 model. Your lender or insurer may use a different FICO Score than FICO Score 8, or another type of credit score altogether. Learn More.

Is your credit holding you back?

Before you apply, make sure your credit is ready.
In today’s competitive job market, many employers will check your credit before hiring you. Bad credit is often seen as a lack of responsibility, honesty, or financial management skills. Don’t let a negative mark on your Credit Report hold you back.

Employers want to make sure you can handle money before they pay you money

Your Credit Report may play a role in your employment aspirations and, if you have dreams of self-employment, credit plays an even more important role in achieving success. No matter who’s the boss, money is always part of the job satisfaction equation, and management of that money is critical.
Yes! Credit Matters: Bad Credit can Make You Look Bad
When unexpected events like unemployment, medical emergencies, or foreclosure, you could have a hard time finding a job. That’s why it’s so important not to overextend your credit and to pay your bills on time. If you are unemployed and struggling to cover your expenses, it’s a good idea to ask creditors to lower your interest rate or let you make smaller minimum payments until you find a job. Otherwise, bad credit could keep you from getting your dream job or re-entering the work force.
Yes! Credit Matters: Making your Credit Report Job-Worthy
Since many employers now check your credit before making a job offer, it’s important to see if your Report is free of errors or negative marks. Start by reviewing your Report and disputing any errors you find. If you have negative marks on your Report, such as collections or charge-offs, work with creditors to show your willingness to take care of past due debts. Remember, that paying your bills on time going forward can make you appear financially responsible to employers.
Question: Is bankruptcy bad for the job search?
Answer: When searching for a new job, it’s important to put your best face forward. This also applies to your finances. The good news is that bankruptcy only stays on your Credit Report for 7-10 years. However, many job applications ask if you've ever filed for bankruptcy, so employers can still find out even if it’s no longer on your Report.
Taking good care of your credit can help you get the things you want. Get started now!
IMPORTANT INFORMATION:
When you order your $1 Credit Report & FICO® Score, you will begin your 7-day trial membership in Experian Credit TrackerSM. If you don't cancel your membership within the 7-day trial period*, you will be billed $21.95 for each month that you continue your membership. You may cancel your trial membership anytime within the trial period without charge.
Credit score calculated based on FICO Score 8 model. Your lender or insurer may use a different FICO Score than FICO Score 8, or another type of credit score altogether. Learn More.
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*The credit monitoring benefit may only be available for 5 days during your trial period since enrollment can take up to 2 days. You may cancel your trial membership any time during your first 7 days without charge.

**Due to New York state law restrictions, the Experian Credit Tracker℠ Guarantee cannot be offered to residents of New York.

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